What Are Your Legal Rights to Michigan Auto No-Fault Insurance?

Car Accidents: What Are Your Legal Rights to Michigan Auto No-Fault Insurance?

Michigan is a no-fault state, which means that the Michigan no fault law applies to all auto accidents that occur in the state of Michigan.

There are two types of benefits or two types of compensation that a person who has been in an auto accident can receive.

The first are we call your first party benefits, or your PIP benefits, sometimes referred to just simply as no-fault benefits. These occur regardless of the nature of the injury and also occur regardless of who is at fault. These include lost wages (85% of your lost wages for up to 3 years), medical expenses related to the accident for the rest of the accident victim’s life, attendant care, replacement services, mileage to and from the doctor, all of these are in the category of first party benefits under the no fault law.

The second source of benefits is your third-party claim. A third-party claim is the claim for non-economic damages or compensation for pain and suffering. This is the more traditional claim that people think about, where the person who caused the accident, the at-fault party, who drove drunk or who was negligent in the operation of the car, is held responsible for the pain and suffering that they caused to you or a family member or a friend.

This law is very complicated and it requires an experienced team of attorneys to take a look at your unique issues. So, put the Bernstein Advantage to work for you today.

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