What Are Your Legal Rights to No-Fault Insurance After a Michigan Truck Accident?

Truck Accidents: What Are Your Legal Rights to No-Fault Insurance After a Michigan Truck Accident?

Michigan is a “no-fault” state, which means that the no-fault law applies to truck accident and auto accident cases that occur in the State of Michigan.

There are two types of benefits that accrue to a person who has been injured in an auto accident or truck accident in the State of Michigan.

The first is referred to broadly as first-party benefits. They’re also referred to as no-fault benefits or PIP benefits. These include attendant care, replacement services, and mileage to and from your doctor.

But the most important first-party benefits usually are compensation for lost wages (85% of lost wages for up to 3 years) and medical expenses related to the accident for the lifetime of the injured person. These are also first party benefits.

The other category of compensation is called third party benefits. That is a legal claim for non-economic damages, or for pain and suffering caused by the at-fault party.

This is a very complicated area of law. There are many, many different parts of the Michigan no-fault law. For this reason it is essential to get in touch with an attorney who knows this area of law.

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